Most of us have had or heard from a friend who has been the target of an email scammer pretending to be a friend in distress who needs money wired out of town or out of the country. Now scammers are using the telephone to inform you that your loved one is in distress. And the caller may sound “just like” your friend/relative. At that moment, your instinct would be to do anything to help them escape danger, including wiring money. My father was a victim of such a scam, but he called me first f