tr-23-113-001 (1)

11031054063?profile=RESIZE_400xIt is a worrying fact that, while digital technology is transforming both our personal lives and our interactions with companies and government, it is also making us increasingly susceptible to fraud and other crimes.  According to the US Cybersecurity and Infrastructure Security Defense Agency, 47% of American adults have had their information exposed online from cyber criminals.  There is no reason to suspect that the picture is much different elsewhere.  Even those organizations that might be