If you have ever sat and read an entire insurance policy, you are fully aware of the use of specific words and definitions and how the words apply to the coverage. The definition of “war” and “cyber-war” are at issue. Property policies' war exclusions were designed to apply to any type of nation-state attack, including cyber events, insurers told a New Jersey appellate panel on 8 February in a battle over whether Merck has coverage for $1.4 billion in losses stemming from the 2017 NotPetya cyb
