There seems to be a pattern in data breach and other cyber-attack cases. After a data breach, a company often turns to its insurer for coverage. Some companies have specialized cyber insurance and sometimes it does not. Yet, even if businesses have paid for what they believe to be comprehensive cyber security risk insurance, the insurer may refuse to pay the claim. Insurers often have many reasons for refusing coverage such as a failure to notify in a timely fashion, failure to mitigate cost
