Just this past week, a good friend of mine came back from a 2-week vacation in Scotland. He and his wife had a great time walking an old ancient trail along many lakes and mountains. He stayed at various BnB’s and hotels. One thing that bothered my friend is that almost all places of business in Scotland, including the airport in Glasgow, demanded payment with a credit card – another words, e-commerce transitions only. My friend took over 1,000 in British Pounds (cash) to pay for whatever he
